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More than likely, as you can see, if you drop out of high school or only graduate from high school, you are already at a savings disadvantage and should not save to be a millionaire. Education plays a key role, so stay in school. Another helper toward finding how much money you should save each month try using resources. In this program you insert your name, the age you want to be a millionaire by, the amount of money saved, the amount of money planned to put away each month and the return that you can earn along with state and federal tax rates. The current rate of taxing is 30% and state tax rate is 6.75. However, if you put some numbers into the calculator and the results say that you will be a millionaire, in say, 50 years you must remember one key thing: inflation. Inflation is an increase in the volume of money compared to services (businesses) available resulting in the rise of goods and services. If you plan on being a millionaire when you are 65 years old, better plan on the actual value of your money being worth about $216,949 in today's money. Another key factor in becoming a millionaire is saving your money. You can't just expect to stop by a local gas station, buy a Powerball ticket and three days later win $200,000,000.00. The odds of winning the Powerball are 1 in 120,526,770 or to put it in simpler terms you have a better chance of getting struck by lightning twice or falling out of bed and dying. Stomping out habits such as smoking, an expensive addiction can create more savings. Let's assume that person y smokes a pack of cigarettes each day. With the average cost of a pack of cigarettes at $3.50, person y, by not smoking is saving $24.50 a week, $98 a month and $1,176 a year, not to mention being in better health. Another savings tip is to use the same junker car (or not buying new cars) to get you around. New vehicles quickly depreciate in value and "why buy new when slightly used will do.Since this website is dedicated to teens I decided to relate it in terms of what us teens normally buy. A "normal" teen spends $84 a week on shoes, entertainment, candy, clothing, etc. If said teen deposits half of that or $42, the amount of money saved away per year would be $2184! If you get an interest rate of 6% then the interest earned would be $131.04 a year. Saving wisely is important and if you don't better take advice from Matt Foley a motivational speaker "You're going to end up eating a steady diet of government cheese & living in a van down by the river."